Wednesday, August 12, 2015

Manufactured Spending Online with

UPDATE: I am no longer able to make purchases via Orders keep getting canceled by them. Their customer service is terrible giving to reasons for the problem. Maybe you will have success though, in which case, this is a great option for you.

The methods of how to manufactured spend are always changing. That's why it's important to read blogs like this one if you want to stay up-to-date on ways to earn miles/points, and get big credit card bonuses.

Disclaimer: As always, you have to be very careful with credit cards!

A couple of months ago, I got approved for the AMEX Business Platinum card. The card came with an offer to get 150k MR points after spending $20,000 within 3 months. My total expenses right now are about $3,500/month, so of course, there is no way I could normally spend that much. That's where manufactured spending comes into play!

This is how I decided to spend the $20,000 to get that bonus (which I plan on cashing out for over $2,000 in cash):

I bought $20,000 worth of Visa Gift cards on 

I actually bought 40 $500 visa gift cards in separate orders of $1,500 per order. Why $1,500 orders? Because there is a free first class shipping promo code that will work on orders up to $1,500. So this made the shipping free! The promo code that I used is FREEUSPS915. This code is good until the end of the year, can be used multiple times, and it can be used by anyone. 

You can get the visa gift cards in increments of $25-$500. It makes the most sense to get the $500 amount as there is a fee associated with getting these cards of $4.95 and it is the same for all gift card amounts.

So the cool thing about is that they have a rewards program where you earn "G Money" for all your purchases (make sure you sign up for it). You get one point for every dollar spent and you can redeem the points on any future orders. So, that's basically 1% cash back. This cancels out the visa gift card fee, so in the end you are buying these visa gift cards with no shipping fee (above promo code) and you earn back the gift card fee with their rewards program.

That's awesome!

Plus, of course, you'll get your credit card rewards points. So, if you use a credit card that gives 2% cash back you'll be making $10 per $500. Maybe it's worth buying these visa gift cards just to earn credit card points/miles, but it's especially useful to help meet spending requirements to get credit card in my case...spending $20,000. Note: it would be a good idea to not purchase too many gift cards at a time as you credit card company might freeze you account until you talk to them on the phone (not a problem, but it can just be a hassle). Start small and spead it out through the month.

What do you do when you get the gift cards in the mail?

Okay, so you get the gift cards in the mail and you activate them and write down the pin number (or I like to set my own pin number to be the same for all the cards).

The hardest part is to liquidate the visa gift cards back to cash or into your bank account. This takes the most time. You will want to use these gift cards to load you redbird card, serve card, or bluebird. You can read more about how to do that on these posts:

Buying Visa and Mastercard gift cards with a credit card
Ways to Manufactured Spend



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