With all the breaches in credit and personal identity information recently (Target, Home Depot, Chase, Kmart, etc.), it is very important to monitor your credit. I've mentioned several ways to keep track of your credit score and report and where to get those scores and reports for free in some of my past posts. (i.e Free Credit Scores, Mint.com Free Credit Score)
Credit Karma now has a NEW beta feature that will give you your full credit report for FREE on top of giving you a free credit score.
First you will need to create an account if you don't already have one...don't worry, you will NOT need to pay for anything and you will NOT need your credit card. This is completely free.
After you created your account or if you already have an account, login and under the "My Finances" tab you will see "Full Credit Report":
It's that simple and very useful to make sure there is no suspicious activity going on under your identity. The score and report are updated once a week.
Here's a quick list of places you can get a free credit SCORE:
Mint.com - updates about once every 3 months
CreditKarma.com - updates every week
CreditSesame.com - updates every month
Discover.com card holders - updates every month
UsBank card holders - updates every month
Barclays card holders - updates every month
Here's a quick list of places you can get a free credit REPORT:
AnnualCreditReport.com - you can get a report every year
CreditKarma.com - Updates every week